Another thing that …show more content…
When the cardholder buys a product and its defective and they have lost their receipt, they can easily get their credit card company to send them their records. Investopedia says they keep a record of the expenses, helping the cardholder to monitor the financial activities, so no matter what the credit card companies have the records. So when a buyer ever needs to return a defective product, call the card company just in case. The cardholder never has to worry about billing errors or their defective merchandise. Investopedia also states Credit cards allow the cardholder the right to dispute billing errors and defective merchandise, which means if the store does not want to refund the money the credit card will give them documents and back the cardholder