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31 Cards in this Set
- Front
- Back
OPCF 2 - Providing coverage when named persons drive other automobiles
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Providing coverage when named persons drive other automobiles - Limited to named insured and his/her spouse |
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OPCF 3 - Drive government automobiles
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Drive government automobiles - To drive a vehicle owned by national/provincial levels. Gov't vehicles are exempt from the mandatory insurance requirements. |
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OPCF 4A - Drive government automobiles
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Drive government automobiles - provides coverage to carry specified explosives |
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OPCF 4B - Permission to carry radioactive explosives
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Permission to carry radioactive explosives -
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OPCF 5 - Permission to rent or lease automobiles and extending coverage to specified lessee(s)
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Permission to rent or lease automobiles and extending coverage to specified lessee(s) - provides coverage to the lessee as if the lessee was the named insured and every other person who uses or operates the auto with consent. |
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OPCF 5c - Permission to rent or lease |
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OPCF 5D - Conversion coverage (rented or leased autos) |
Conversion coverage (rented or leased autos) - The insurance company will not pay a claim resulting from a dishonest claim of ownership, illegal disposal, or theft of the auto by anyone who has legal possession of it under a written agreement EXCEPT a lease |
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OPCF 6A - Permission to carry paying passengers |
Permission to carry paying passengers - |
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OPCF 6B - School Bus |
School Bus - permits carrying passenger for compensation for school purposes |
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OPCF 6C - Public Passenger Vehicles |
Public Passenger Vehicles - permits carrying passenger for compensation or hire and sets out limits of liability that are available |
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OPCF 6D - Driving training school
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Driving training school - permits carrying passengers for compensation or hire, but for driver training school purposes only |
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Public passenger vehicles (combined limits) - permits the use of the vehicle to carry passengers for compensation or hire only |
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OPCF 7 - Separate Limits |
Separate Limits - separates and specifies the limits under the liability coverage afforded in Section 3 |
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OPCF 8 - Property damage reimbursement
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Property damage reimbursement - makes insured responsible for part or all of any loss or damage to other peoples property |
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OPCF 9 - Marine use excluded
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Marine use excluded - excludes loss or damage occurring while the auto is on or in water or during the launching or landing process |
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OPCF 13C - Restricting glass coverage
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Restricting glass coverage - restricts the coverage for glass damage to losses caused by perils listed in the endorsement |
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OPCF 16 - Suspension of coverage |
Suspension of coverage - suspends certain coverages for a specific period of time (vehicle parked for winter) |
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OPCF 17 - Reinstatement of coverage
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Reinstatement of coverage - reverses the action of OPCF 16 |
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OPCF 19 - Limiting the amount paid for loss or damages |
Limiting the amount paid for loss or damages - insurer shall not pay more than the Actual Cash Value of the insured vehicle or amount specified (high value vehicles, vans, motor homes, ATV's, snowmobiles, etc.) |
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OPCF 20 - Coverage for transportation replacement |
Coverage for transportation replacement - for any insured loss under section 7 provides transportation replacement (rental car, bus tickets, cab fares etc.) up to a specified coverage limit
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OPCF 21A - Monthly reporting basis fleet |
Monthly reporting basis fleet - provides coverage for vehicles that are leased for more than 30 days. Vehicles must be listed and statements of receipts or mileage must be submitted to the insurer on a monthly basis
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OPCF 21B - Blanket fleet coverage to Ontario licensed automobiles |
Blanket fleet coverage to Ontario licensed automobiles - used to insure automobile fleets and provides another method of identify what autos are covered
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OPCF 22 - Damage to property of passengers
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Damage to property of passengers - provides coverage to the property of passengers as if it belongs to the insured
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OPCF 23A- Lienholder Protection
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OPCF 23B - Mortgage (Broad Form)
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Mortgage - provides a greater measure of protection for the lienholder or mortgagee than 23A |
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OPCF 27 - Liability for damage to non-owned atuos and providing coverage when insured drives other autos
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Liability for damage to non-owned atuos and providing coverage when insured drives other autos - extends coverage to a non-owned auto including its equipment resulting for the care, custody or control of the non-owned auto by an insured person and persons named in the endorsement
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OPCF 28 - Reducing coverage for named persons
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Reducing coverage for named persons - reduces coverages, limits of liability and loss of damage for specified named persons |
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OPCF 28A - Excluded Driver
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Excluded driver - allows for specific individuals to be excluded from coverage under the auto policy, other than for certain AB coverage |
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OPCF 32 - Use of Rec. Vehicles by unlicensed operators |
Use of Rec. Vehicles by unlicensed operators - allows someone under the age of 16 to be insured while operating such a vehicle off a public highway (snowmobile, trail bike, mini-auto, motor scooter, mini-cycle, moped, ATV's etc.) |
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43 - Removing Depreciation deduction 43A - " " for specified Lessee(s) |
43A - Same as above but applicable to new leased autos |
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OPCF 44R - Family Protection Endorsement
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Family Protection Endorsement - will indemnify an eligible claimant for the amount that he or she is legally entitled to recover from an inadequately insured or uninsured motorist. |