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22 Cards in this Set
- Front
- Back
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A) Plain and simple, who wants help paying for their college tuition? Who thinks it is simply too high in the first place? (builds exigence- wait a second for people to finish their responses if any)
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B) Well if you remember my last speech, you would see that the cost of tuition has been rising steady (and often uncontrollably) for the past three decades
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C) There are many reasons, experts say, as to why college tuition has been rising; but whatever the reason maybe, it’s almost becoming impossible for majority of students to find the means to keep up with the increases
--start moving to projector to talk about the graph displayed and how it’s relevant |
D) More and more students are taking out student loans to accommodate the needs brought upon them by the constantly rising cost of a college, or university, education. As a result of this, more and more students begin to feel the weight of the debt piling up and end up deciding to drop out to escape anymore tarnishes to their credit ratings.
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E) This not only raises the per capita debt (per person debt average) and deters cash flow in the country, but also takes the chance away from America’s youth to become those needed specialists we need like doctors, lawyers, and business executives.
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F) From this all, I heavily advise that college students fight (alongside the already fighting state legislators and select college programs) and so that college becomes free, or at least more accessible like the education leading up to it, so that everyone who gets into college is allowed an equal chance to become what they set their minds to.
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Transition: You all as college students know a lot of the background information on college expenses, so redundancy reviewing this will be pointless. However, let’s explore one of the most noticeable illustrations of the government’s negligence directly related to suffering college students: financial aid.
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A) Financial aid cannot keep up with the rises in tuition, so many parents/prospective students begin to question whether it’s even worth it anymore (the government should devise a plan to deal with it)
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1) Mary H. Cooper’s Paying for College: Is the price of a college education too high?
(a) College increase tuition with “sluggish economic conditions threatening job security, where parents complain for the belittlement of the costs |
(i) The idea of having a degree doesn’t seem to hold its value, so many potential, skilled workers become lost since they aren’t furthering their education
--by not holding its value, I mean that they claim you need it, but is it really worth all the hassle and money to pay for it if you don’t get that “dream job” you were promised from going to school --directly related to lack of government support |
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(b) Urges federal figures to offer more than $5000 to students in need because they are often the ones who really need/deserve it
(i) They should find a way to control the growing tuition costs because they are making people shy away from degree-attainment altogether -- costs are rising, but the funds available to pay for it aren’t |
Transition: Now that we know some of the dissuasion and mistakes the government is creating from their carelessness, I now raise the question: how the government can raise money to support this expense or whether it can at all?
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2) William Triplett’s State Budget Crises: Can the states get back in the black?
(i) Major cuts were made to appease the then troubling economy, where there’s an opposite “trickle-down” effect since the states and cities are expected to make cuts instead of the federal government making the cuts. It is needed to keep the renovations and technology in schools up-to-date |
(ii) Triplett William cites Stephen Moore’s claims, “a state finance expert at the Cato Institute”, that the economic problems commenced through our overspending during the “good years”, causing places like the schooling systems to suffer from the needed cuts. “Someone has to pay for it all”, so it the colleges charge the students for the growth
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(a) Triplett offers a remedy to keep the cuts from occurring (thus keeping tuition down)
(i) the individual states’ should be more self-reliance since they can dig themselves out of a deficit through state investments (i.e. Trust Funds) and “capital projects” (i.e. lotteries and other forms of gambling) since the federal government often falls to do so (Triplett 821-844) |
--adds alternative-argument that tuition costs are uncontrollable, but still needs to be dealt with by the government taking the costs heads on, with the help of allowing states to become more self-reliant (assistance the government can used to pay for “free college”)
--takes pressure off of the federal government to pay for it all |
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Transition: Alongside this, states prove to be helpers to the federal government in more than one instances and situations, given that states themselves can pass law/programs to influence more accessible schools.
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2) California in 2000 “passed a law that gives low- and middle-income students with a B average free college tuition, plus money for books and expenses.”
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(a) Junior Scholastic News reports in Should College be Free? that California has implemented the very monumental program (actually preceding the very similar program done at Harvard)
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(i) “the cost is estimated to be more than $1 billion, with the nationwide bill estimated at $53 billion,” if the program was to span nationally
--the amount equals to 18% of the national military budget, “or the cost of 12 aircraft carriers” |
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(ii) article makes the claim that if the students keep their grades relatively high, then the state will reward them with their deserved right to a higher education
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--raises a very good point that America is willing to pay for 18 aircraft carriers, but aren’t willing to put forth that money towards our deserving students
--regarded as an “excellent investment...since they would be earning more money and thus paying more taxes |
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Transition: But we cannot just have the one category of individuals making a difference upon tuition and lowering its inaccessibility, others need to get in on the fight too.
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B) Alongside the state government’s efforts to make college more accessible, the colleges themselves can make it more accessible through offering free college or better financial aid to the students.
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1) Many colleges have already began implementing a new financial aid system that assists students in the payment of college expenses
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(a) Harvard University’s Office of Admissions stated in their Harvard Financial Aid Initiative webpage/link that the prestigious University has begun its implementing of a monumental program that assists “students from families with incomes less than $60,000” (Harvard College: Office of Admissions)
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(i) Those individuals who fall into this category “are accepted to Harvard under our regular admissions policies have no expected parent contribution for their education”
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(ii) Through Harvard University’s usage of this unique financial aid, college students in need can save more money due to the expected parent contribution amount not being subtracted from the amount the University uses to equate how much financial aid will be needed.
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(b) I consider this to be a great opportunity for students since they do not have to stress about their families, or maybe even themselves, as much
(i) since now students have the opportunity to go to college without being expected to pay any part of the tuition if they have the rest of the tuition paid off financial aid |
(ii) Harvard University also gives a great example of sacrifice for a greater good through cutting expenses to pay for these advantages to the students
--other colleges could do the same if they would just cut their unnecessary spending to help the students, where all colleges can find something to cut as technology advancements and rivalries force them to overspend |
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Transition: Hopefully, we now all have some sort of changed perspective as to the dangers of rising tuition and possible plans the federal/state governments can implement to allow college to be more accessible.
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III.Conclusion
A) College is needed for life lessons to be learned like money management and self-reliance (like basic math and reading in primary and secondary schooling) |
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B) However, could you truly gain these absolutely necessary basics through a college life cut short from overwhelming student loans?
a) many of our skilled and capable students are being hindered from their goals, thus putting future America in a tough position due to a lacking of able individuals to run the company |
C) Colleges and the federal government have not fully began to realize the severity of the rising cost of tuition
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D) So for this, more colleges need to begin implementing the same programs as Harvard and more states to California’s actions, done in 2000
--states should become more self-reliant to cause a “trickle up” effect in helping the federal government pay for college (make it more accessible) |
E) But, it may even be possible for the federal government to pay for college as a whole if necessary cuts to the defense budget are made through unification of students and pressure is put on the right U.S. Department of Education members
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F) So I know you are wondering: what can me, a student, do deal with tuition or pressure the legislators and federal government to take heed to our financial needs?
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1. You could join organizations like the United States Student Association (U.S.S.A.) that fight for student rights as a whole (pressuring legislation and government officials to make changes for better financial opportunities)
2. Although it’s not your fault, pick up efforts to find financial aid since there are thousands of opportunities being wasted |
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a) collegesloanconsultant.com claims “thousands of scholarships unclaimed scholarships”
i. “All unclaimed scholarships are wasted opportunities. And its not just the weird scholarships that sit there- some Coca Cola scholarships, Walmart scholarships, Bell lab scholarships, Xerox scholarships, Gates scholarships also go unclaimed.” |
3. Without moving to a community college (or moving to an in-state school if you aren’t already) you can take the College-Level Examination Program (CLEP) “to receive college credit(s)” where “2,900 colleges give credit or advanced standing to students who pass...”
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a) possibly “saving thousands of dollars in tuition” for at most $70
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b) if we do all we can to save money through taking placement tests and finding all the financial aid offered to us (not wasting), how could the government possibly say tuition isn’t a problem if we still find ourselves struggling to pay for all the expenses?
i. they will be forced to take action in stopping the inaccessibility and lost faith in colleges |
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G) So again I ask, like the Junior Scholastic News reported: Isn’t the advancement, thus future, of our country through the advancement of student education worth even partial of the amount spend used to defend our country’s present? Yes? Then let’s fight for it!
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*give a quick “Thank you” and leave
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