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10 Cards in this Set
- Front
- Back
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Which is NOT a provision in a disabiltiy income policy ? |
deductible and coinsurance provision |
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Kim is insured under a diability income insurance policy with an "own occupation" clause. She was recently injured in an automobile accident and can no longer perfom the tasks of her job. Kim is now considered to be ? |
totally disabled |
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Which of the following could lower the premium of a proposed disabiltity income policy ? |
increasing the elimination period |
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Which of the following is a characteristic of the disability elimination period ? |
benefits are not payable |
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The elimination period in a disability income policy serves the same purpose as |
deductible |
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Allen has a disability income policy with a $2,500 monthly benefit and a 30-day elimination period. He is unable to work 90 days following an automobile acciendent. what will the policy pay ? |
$5,000 |
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An individual covered under a disabilty incoome policy may be eligible for a partial disabiltity benefit if ? |
the insured can perform some of their job activities on a part-time basis |
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which of these statments is NOT true concerning reccurent disabilities? |
the insurer continues coverage after a new elimination period |
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under a disability income insurance policy, which criteria must be met for "bodily injury" to be classified as an accident ? |
the cause may be intentional , but the result must be accidental |
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Which of these would NOT be considered a presumptive disabiltiy ? |
loss of a leg or arm |
